Professional Medical Liability, Insurance Stipulations

The American Academy of Family Physicians recognizes that professional liability carriers may find it necessary to create contractual stipulations (endorsements) that oblige a physician to a particular course of action when treating certain conditions or providing certain types of medical care. However, the Academy believes that such stipulations should not be based solely on one's specialty. Rather, such stipulations should be reflective of the individual physician-insured's training, experience and demonstrated ability, as well as his or her access to medical technology and health manpower resources. (1986) (2009 COD)