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Scholarships and Loans
Also check online for scholarships. Web sites such as FastWeb and the U.S. Department of Education contain scholarships databases that can help you find opportunities. Avoid companies or organizations that require a fee or make guarantees to help you identify a specific amount of money in scholarship aid. Other connections to pursue might include your local hospital or church, local businesses, and the government.
The financial aid office is required to inform you of their aid procedures and deadlines, and how and when you'll receive your aid award. You will be provided with an award package (based on your FAFSA information) that reports your Expected Family Contribution (EFC), your family’s eligibility for federal loans, and your status regarding the work-study program. It is important to read and understand your school’s academic progress policy and keep copies of all enrollment paperwork, especially loan documents that you receive.
Perkins Loans -- A Federal Perkins Loan is a low-interest loan for both undergraduate and graduate students with financial need. It is provided with government funds, with a share contributed by the school. Depending on when you borrow, your level of need and the funding capabilities of your school, you may be able to obtain a Perkins Loan up to $6,000 per year with a 5% interest rate.