The American Academy of Family Physicians (AAFP) recommends that all health insurance plans, including high-deductible health plans (HDHP), provide first dollar coverage for age, gender, and risk-appropriate preventive services as recommended in the AAFP "Summary of Recommendations for Clinical Preventive Services," without subjecting such coverage to a deductible or co-insurance. (2006) (September 2022 COD)