• Commerce Bank

    The AAFP has teamed up with Commerce Bank to help you enhance your financial efficiency

    Whether that means creating more predictable cash flow for your practice, offering improved payment options to your patients, or a personal credit card showing your support for the AAFP, Commerce Bank — named to Forbes’ list1 of “America’s Best Banks” for 13 consecutive years — is able to leverage over 155 years of experience to help bring clarity to your financial landscape.

    But just how do we do this?

    We focus on your needs and accept your challenges as our own, providing a consultative approach to your financial solutions.

    One of the greatest advantages of being in business for over a century and a half is that we’ve seen and solved almost every conceivable business challenge out there. And while banking has changed over time, what makes a good bank hasn’t — we value relationships and we want the best for you and your practice.

    Commerce Bank

    Let’s get to work and turn opportunity into reality.

    A Personal Credit Card for your individual charges

    No annual fee.
    Earn up to 3% Cash Back2 in top categories every day, with no opt-in or points cap. Cash Back2 is applied as a statement credit.





    A Business Rewards Credit Card for your practice’s everyday purchase needs

    From 1% Cash Back2 on all purchases, from airline miles and gift cards, this card offers some of the most competitive redemption options in the industry.

    AAFP members receive $100 Cash Back2 if they spend $1,000 in the first 90 days of card activation.3



    Merchant Services for your practice’s payment processing

    Our consultative approach allows us to get to know your practice.

    From here, we can do a cost-free analysis and see where we may be able to save you money on your payment acceptance.

    AAFP members will receive a one-time $500 statement credit4 toward their Merchant Services account.


    1. Bisnoff, Jason and Andrea Murphy. “America’s Best Banks 2022.” Forbes Magazine, 3 February 2022, https://www.forbes.com/lists/Americas-best-banks.

    2. Cash Back is applied in the form of a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift card and travel may vary.

    3. To qualify for the $100 Cash Back Bonus, you must use your new credit card account to make any combination of Purchase transactions totaling at least $1,000, excluding any transaction fees, returns and adjustments, and excluding any type of Balance Transfer, Cash Advance Transaction Fee or Cash Advance Interest Charges, within the first 90 days from opening account. Cash Back Bonus not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for Cash Back Bonus to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Limit one (1) Cash Back Bonus offer per customer every 3 years. 

    4. To qualify, customers must open a new Commerce Bank Merchant Services account and process a minimum of $50 in Visa®, Mastercard® or Discover® transactions. The statement credit will be granted after the third full month of processing. Account must be open, active and in good standing as it relates to the Merchant Agreement at the time of credit. Limit one offer per merchant relationship/business entity. Not valid with any other Commerce Bank Merchant Services offer, Partnership or Association/Franchise Program. Certain merchant restrictions and eligibility requirements apply. Offer subject to change at any time.