Assessing the Risk of Developing Atrial Fibrillation

Mark H. Ebell, MD, MS

American Family Physician. 2025;111(6):554-555.

Author disclosure: No relevant financial relationships.

This clinical content conforms to AAFP criteria for CME.

CLINICAL QUESTION

How can patients at high risk for developing atrial fibrillation (AF) be identified?

EVIDENCE SUMMARY

AF is the most common arrhythmia worldwide and is associated with an increased risk of stroke, heart failure, and death.1 Risk factors for AF include older age, hypertension, alcohol consumption, tobacco use, and a history of vascular disease. Many prediction models for identifying people at high risk for incident (new onset) AF have been developed, including the Cohorts for Heart and Aging Research in Genomic Epidemiology (CHARGE)-AF and Framingham Heart Study (FHS)-AF risk scores.

The CHARGE-AF risk score was developed using data from three large US cohorts with a total of 18,556 participants (mean age 60–73 years), and it was validated in 7,672 participants from two European cohorts (mean age 72–76 years).2 The calculator is a multivariate model with 13 predictors, including electrocardiography (ECG). This creates a high data burden, although a spreadsheet is provided by the authors. The area under the receiver operating characteristic curve (AUROC), a measure of overall accuracy, was 0.76 in the derivation cohorts but 0.66 and 0.70 in the two validation cohorts, indicating only fair accuracy.

The FHS-AF risk score was developed using data from 4,764 participants with a mean age of 61 years in the FHS.3 The FHS-AF risk score is easier to use in practice than the CHARGE-AF risk score because it has only seven predictors and is a simple point score; however, it does require an ECG. The AUROC in the derivation population was 0.78 but only between 0.65 and 0.71 in prospective validation studies, indicating a loss of accuracy.4 A risk of developing AF greater than 15% was observed in 1% of patients younger than 65 years and in 27% of those older than 65 years. The risk score is available.

These models incorporated predictors that are nonmodifiable, such as comorbidities, ECG findings, and presence of a murmur. The most recently developed risk score was created with the intention of including primarily modifiable risk factors. The HARMS2-AF risk score was developed using data from 314,280 participants with a mean age of 57 years in the UK Biobank and validated in 7,171 participants from the FHS.5 It has only seven predictors (hypertension, age, raised body mass index, male sex, sleep apnea, smoking, alcohol use), does not require an ECG, and is easily applied in primary care practice. The AUROC was 0.78 in the derivation population and 0.75 in the validation group, indicating good generalizability and very good accuracy. The risk score is shown in Table 1.5

TABLE 1. HARMS2-AF Risk Score

Risk factorPoints
Hypertension4

Age (years)
 60–641
 ≥ 652

Body mass index ≥ 30 kg/m2 1

Male sex2

Sleep apnea2

Smoking1

Alcohol (drinks per week)
 7–141
 ≥ 152

Total (range 0–14):_______
Risk group: pointsHazard ratio for AF10-year risk of AF

Very low: 01.0< 1%
Low: 1–42.81%
Moderate: 5–98.96%
High: 10–1427.018%

AF = atrial fibrillation.

Adapted with permission from Segan L, Canovas R, Nanayakkara S, et al. New-onset atrial fibrillation prediction: the HARMS2-AF risk score. Eur Heart J. 2023;44(36):3443–3452.

MARK H. EBELL, MD, MS, Michigan State University, East Lansing

Address correspondence to Mark H. Ebell MD, MS, at ebell@msu.edu.

Author disclosure: No relevant financial relationships.

  1. 1.Ruddox V, Sandven I, Munkhaugen J, et al. Atrial fibrillation and the risk for myocardial infarction, all-cause mortality and heart failure: a systematic review and meta-analysis. Eur J Prev Cardiol. 2017;24(14):1555-1566.
  2. 2.Alonso A, Krijthe BP, Aspelund T, et al. Simple risk model predicts incidence of atrial fibrillation in a racially and geographically diverse population: the CHARGE-AF consortium. J Am Heart Assoc. 2013;2(2):e000102.
  3. 3.Schnabel RB, Sullivan LM, Levy D, et al. Development of a risk score for atrial fibrillation (Framingham Heart Study): a community-based cohort study. Lancet. 2009;373(9665):739-745.
  4. 4.Himmelreich JCL, Veelers L, Lucassen WAM, et al. Prediction models for atrial fibrillation applicable in the community: a systematic review and meta-analysis. Europace. 2020;22(5):684-694.
  5. 5.Segan L, Canovas R, Nanayakkara S, et al. New-onset atrial fibrillation prediction: the HARMS2-AF risk score. Eur Heart J. 2023;44(36):3443-3452.

This guide is one in a series that offers evidence-based tools to assist family physicians in improving their decision-making at the point of care.

This series is coordinated by Mark H. Ebell, MD, MS, deputy editor for evidence-based medicine.

A collection of Point-of-Care Guides published in AFP is available at https://www.aafp.org/afp/poc.

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